We’re committed to building lasting relationships with our clients, offering tailored financial strategies that evolve with you & ensuring your wealth is always working in your best interest.
We put your best interests first with transparent, personalised advice.
More than just planning, we help you adapt, grow, and protect your wealth through every stage of life.
With a strong emphasis on client focus, we don’t just offer advice, we build relationships, guiding you with strategies that evolve as your needs change.
No confusing jargon, just straightforward, expert advice designed to help you make confident financial decisions.

Founder & Senior Wealth Adviser

Financial Adviser
Founder & Senior Wealth Adviser
My goal is to help you create a retirement plan that provides financial stability, long-term growth, and the peace of mind to enjoy life without money worries.
Financial Adviser
Tingting is passionate about helping people make confident financial decisions through life’s important transitions.
She specialises in working with women building financial confidence and independence, successful professionals seeking to create long-term wealth, and pre-retirees and retirees wanting clarity around their financial future and lifestyle goals.
Her advice focuses on helping clients build wealth, prepare for retirement, protect what matters most, and create a lasting legacy for future generations.
Known for her warm, practical, and relationship-focused approach, Tingting works closely with her clients to simplify complex financial decisions and give them the confidence to move forward with clarity.
We’re here to assist you with financial planning and advisory services at every age and stage of your life.
Unlock financial independence with a customised plan to provide the income you need for a comfortable and secure future.
Optimise your superannuation to grow your retirement savings and create a solid financial foundation.
Maintain control of your finances during retirement with expert advice and tailored strategies from Finextra Wealth.
Unlock financial independence with a customised plan to provide the income you need for a comfortable and secure future.
Optimise your superannuation to grow your retirement savings and create a solid financial foundation.
Maintain control of your finances during retirement with expert advice and tailored strategies from Finextra Wealth.
We begin with an introductory call to understand your goals and current financial situation.
Next, we dive deeper in a Discovery Meeting to explore your needs and refine your vision for the future.
We craft a personalised, multi-faceted strategy to help you build and protect your wealth, guiding you towards your retirement goals.
We present your strategy and advice in a straightforward, transparent way, ensuring you fully understand the plan.
With your approval, we implement the strategy and set everything in motion to make your financial future a reality.
We offer continuous progress meetings, adjusting as needed to keep you on track towards your goals and ensuring long-term success.
“Heath has been our adviser for the last 7 years. We are very comfortable knowing he is only a phone call away, he visits us at home and has designed a retirement plan for us which is delivering better than expected results. Heath is never in a rush and takes whatever time is necessary to make sure we understand each step”
“Since working with Heath and Finextra Wealth, I feel far more confident about my future. I may never be among the super-rich, but I know I won’t be left behind. Heath gives clear, strategic advice on my super and tax, checks in regularly, and listens when plans need adjusting. He’s pragmatic, approachable and easy to deal with.”
Got a question? Ready to start making smart financial moves? Fill out our form and we’ll get in touch.
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Heath Hebenton is a highly experienced financial adviser with over 30 years in the industry. He specialises in a multi-strategy approach to wealth management, helping clients make informed decisions for long-term financial security.
Tingting Luo is a Financial Adviser who helps women, professionals and retirees make confident financial decisions through life’s important transitions. Her focus is on simplifying complex financial matters and helping clients build wealth, achieve their goals and create lasting financial security.
My goal is to help you create a retirement plan that provides financial stability, long-term growth, and the peace of mind to enjoy life without money worries.
Tingting is passionate about helping people make confident financial decisions through life’s important transitions.
She specialises in working with women building financial confidence and independence, successful professionals seeking to create long-term wealth, and pre-retirees and retirees wanting clarity around their financial future and lifestyle goals.
Her advice focuses on helping clients build wealth, prepare for retirement, protect what matters most, and create a lasting legacy for future generations.
Known for her warm, practical, and relationship-focused approach, Tingting works closely with her clients to simplify complex financial decisions and give them the confidence to move forward with clarity.