Retirement Nightmare: The Consequences of Inadequate Planning

People who find themselves lacking in retirement savings and relying on the age pension can try to compensate by continuing to work.

With the end of the financial year fast approaching, now is the perfect time to maximise your superannuation contributions to help you save tax and get more into your super.

If you are like most people, you’re probably asking, “Will I have enough saved in my super account to have a comfortable retirement?” or “How much super should I have at my age?”

Getting ready for retirement presents challenges for investors. On the one hand, retirement savings are reaching their maximum amount, making them susceptible to fluctuations and prolonged declines.

You might often hear the term ‘retirement planning’ but might not be familiar with the term ‘retirement income planning’. When discussing retirement with a financial adviser, retirement income planning is a key pillar to ensure a successful and worry-free retirement.

Although many Australians do well in saving for retirement, much more needs to be done to help retirees spend their savings well, so they enjoy the present and not spend…

How last minute retirement planning can be detrimental to the lifestyle you want to live.  Retirement in Australia as a concept has only been around since 1909, but so much…

Making financial mistakes at any age is serious. But when you make those mistakes during your retirement years, they can be hard to recover from and may have devastating implications…

A dwindling nest egg is a real concern. And with Treasury forecasting Australian men can expect to live on average to age 95.1 and women to 96.6 years in 2055,…

When you reach your preservation age, your mind naturally turns to the question of how to fund your dream retirement. After all, you’ve worked hard all your life, so you…